md: fix bitmap-on-external-file bug.

commit a2ed9615
fixed a bug with 'internal' bitmaps, but in the process broke
'in a file' bitmaps.  So they are broken in 2.6.28

This fixes it, and needs to go in 2.6.28-stable.

Signed-off-by: NeilBrown <neilb@suse.de>
Cc: stable@kernel.org