ext4: don't allow encrypted operations without keys

While we allow deletes without the key, the following should not be
permitted:

# cd /vdc/encrypted-dir-without-key
# ls -l
total 4
-rw-r--r-- 1 root root   0 Dec 27 22:35 6,LKNRJsp209FbXoSvJWzB
-rw-r--r-- 1 root root 286 Dec 27 22:35 uRJ5vJh9gE7vcomYMqTAyD
# mv uRJ5vJh9gE7vcomYMqTAyD  6,LKNRJsp209FbXoSvJWzB

Signed-off-by: Theodore Ts'o <tytso@mit.edu>